The Platform for Estate Agents — Powered by MortgageMarket

The platform for the independent real estate agent

Expanded Finance, powered by MortgageMarket, gives you full transparency on every deal you refer — track each application from submission to registration, access SA's top banks and gap funding, and see exactly what you've earned.

Everything you need to close more bonds, without doing more admin.

Refer your buyer once. Expanded Finance handles the rest — and rewards you for every deal that registers.

0.5% Bond Commission

Earn 0.5% bond commission on every successful bond referred through the platform.

Gap Funding up to R250k

Helps buyers cover bond registration costs, attorney fees, and deposit shortfalls.

Pre-Approved Buyer Leads

Agents get access to a pipeline of pre-approved buyers actively looking to purchase.

Pre-Approval in 2 Minutes

Free buyer pre-approval in minutes, so agents can list and offer with confidence.

7 Banks, 1 Application

One online application gives the buyer access to SA's top 7 banks, side by side.

Offers Within 48 Hours

Buyers receive comparable home loan offers within 48 hours of applying.

Up to 50% off Bond Costs

Buyers can save up to 50% on bond registration fees.*

(To pre-approve your buyer, MortgageMarket conducts a soft credit check that will not affect their credit score)

(*T's and C's apply)

From referral to registration, in six steps.

Expanded Finance sits inside your existing workflow — you refer, we originate, you get paid.

1

Register as an Expanded Finance agent

Set up agency profile and secure login in under a minute — free to join.

2

Share your personal pre-approval link

Send your buyer your unique Expanded Finance link the moment an offer is signed — they're pre-approved in 2 minutes via a soft credit check that won't affect their score.

3

Dedicated bond consultant takes over

A consultant guides you and the buyer through every step, start to finish.

4

Track progress on dashboard

See exactly where every buyer stands, from application through to registration.

5

Compare offers across 7 banks

The bond consultant negotiates and compares real offers to help the buyer secure the best rate.

6

Earn commission on registration

Once the bond registers, your 0.5% commission is paid out.

We work with all major banks

Frequently Asked Questions

Everything you need to know about partnering with Expanded Finance.

Register free through the sign-up form. You'll get dashboard access within one business day, and a dedicated consultant will reach out to onboard your agency.

Your 0.5% bond commission is paid once the bond registers, and the 0.3% attorney fee is paid when your buyer signs with the transfer attorney. Both are reflected in your dashboard in real time.

Gap funding of up to R250k covers bond registration costs, attorney fees, and deposit shortfalls, helping your buyer close deals they might otherwise not afford upfront.

No. Registering yourself and pre-approving your buyers is free. We're paid by the banks on successful bond registrations, which is how we're able to share commission with you.

Yes. If your aggregator is an Expanded Finance relationship manager, you'll be onboarded through their branded CMS. If not, you can join directly and be managed by our HQ team.

We run a soft credit check that won't affect your buyer's credit score, giving you an instant, free indication of what they qualify for so you can shop with confidence.